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Friday, July 24, 2026

When investments are moving, it is easy to mistake a higher price for higher future value. The gauges separate what you are paying from what you are getting, and they show which readings are good, which are normal, and which have

 

Wednesday, July 15, 2026

A client Q&A on the 2026 Central Bank Gold Reserves Survey - what the institutions that manage national reserves say about gold now and over the next one to five years. This piece reports their answers; it is not a recommendation to buy,

 

Tuesday, July 7, 2026

During our conversations and as you read our financial commentaries, you may come across words or phrases that, while they’re second nature to us, might be foreign to you. These are terms critical to understanding our investment...

 

Monday, July 6, 2026

When volatility rises, our discipline is to step back. Take gold’s last 26½ weeks as of July 2: 14 of the 27 were up weeks, including the most recent one, yet the stretch as a whole runs from a January record through a fall of about 24%[1]

 

Thursday, July 2, 2026

In our view, since 1971 gold has not mainly been a story about metal. It has been a story about trust. When trust in paper money, real returns, and policy credibility weakens, gold has often mattered more. When that trust improves and cash

 

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Friday, June 12, 2026

Six and a half years of money creation, record debt, record valuations, and a hard metals expansion and recent correction - our read of the data through the diagnostic lens of KFSC Macro Intelligence, explained simply for our clients.

 

Sunday, June 7, 2026

Underneath a turbulent price, silver is running a real, multi-year shortage of metal. The World Silver Survey 2026 (Metals Focus for The Silver Institute) reports that the physical market came up about 40 million ounces short in 2025

 

Friday, June 5, 2026

On Friday, a strong jobs report sent bond yields higher and stocks lower as markets raised the odds of another Federal Reserve rate hike[3]. The conventional expectation is that the assets investors watch in a crisis, gold, silver,

 

Tuesday, June 2, 2026

This commentary looks at six practical questions people are asking right now: Are prices still rising? Are companies under pressure? Is income keeping up? Why is borrowing still expensive? Is the economy slowing down? And could trouble over

 

Friday, May 29, 2026

The Strait of Hormuz is not only an oil route. It is also a fertilizer, a source of ammonia, liquefied natural gas, and a food-security route. An important detail that some people may not know is that the Strait of Hormuz did not...

 

Thursday, May 28, 2026

This morning, Reuters reported that the United States and Iran have reached an outline agreement to extend their ceasefire, pending presidential signoff.[1] The agreement, as reported, includes a sixty-day memorandum of understanding to

 

Tuesday, May 26, 2026

We originally introduced the discussion on rare earths back in July of 2025 in a commentary titled The Race for Rare Earth Autonomy, where we highlighted the unprecedented and extraordinary deal that the DoD reached with MP Materials....

 

Tuesday, May 19, 2026

Why do asset prices rise faster than wages? Why does the wealth gap keep widening even when the economy looks calm? In our view, there is a structural reason observable in the published economic record going back nearly three hundred years

 

Friday, May 15, 2026

The headline most copper observers would write today is the price. Copper reached $12,095 per tonne on the London Metal Exchange in February 2025[1] and currently trades near $12,349 per tonne as of May 9, 2026[6]. The conventional

 

Thursday, May 7, 2026

This commentary walks through that divergence and the rationale for the silver position held within some of our KFSC Risk Managed Strategies. It is provided for informational and educational purposes only, is not a recommendation to buy or

 

Friday, May 1, 2026

Last month we wrote about why gold had declined 18.9 percent from its January peak over 57 days,[1] and why we were watching whether March 26 would prove to be the final trough.[1] A month later, gold's closing prices have remained above

 

Sunday, March 29, 2026

In periods of tighter financial conditions, investors typically do not sell assets based on preference. They often sell assets based on liquidity. Gold is one of the most liquid assets in the world, and as a result, it is frequently sold to

 

Friday, March 13, 2026

What Is Private Credit? Private credit generally refers to loans made outside the traditional banking system—loans that are typically negotiated directly between lenders and borrowers rather than issued by banks or traded on public...

 

Tuesday, February 24, 2026

In light of the recent market volatility and broader economic and political uncertainty, I have compiled a selection of past comments, interviews, and analyses from various analysts, investors, and global leaders encountered throughout...

 

Monday, February 23, 2026

This commentary explores the state of the global "sea lanes" through the lens of the KFSC Investment Framework (KFSCIF). Our framework follows a "what and why" mentality. We observe a significant divergence between what Wall Street presents

 

Thursday, February 19, 2026

Since 1971, silver has consistently exhibited a "high-beta" relationship to gold, often trailing gold’s initial moves before reacting with significantly greater intensity. In the current 2026 environment, silver is navigating a period of si

 

Tuesday, February 17, 2026

Since the U.S. government moved away from the gold standard in 1971, the U.S. Dollar has experienced an estimated 88% decline in purchasing power [2,3,4,5]. Gold’s trajectory to a nominal peak of $5,598/oz on January 29, 2026 [4, 5]

 

Tuesday, February 3, 2026

Many major economies currently operate under conditions of fiscal dominance, in which national debt levels are so large that they constrain the central bank's ability to fight inflation without risking financial instability.

 

Saturday, January 31, 2026

"Noise vs. Signal: Why Paper Gold & Silver Was Sold While Physical Was Held"The Simple Explanation: The "Cash Crunch" To understand the recent volatility in precious metals, consider a scenario where a...

 

Tuesday, January 13, 2026

Imagine you walk into a store in New York and see apples selling for $1.00. Then you check online and see the exact same apples selling for $1.50 in Shanghai. In a normal world, businesses would immediately buy all the New York apples and s

 

Monday, January 12, 2026

While the headlines celebrate record highs, the underlying data suggest the stock market has detached from economic reality. We believe this environment rewards caution over courage, which is why we have positioned...

 

Thursday, January 8, 2026

While politics matters and ignoring politics entirely would be unrealistic, history suggests that political debate often captures more attention than it deserves relative to the deeper economic forces that affect markets and long-term...

 

Tuesday, January 6, 2026

Imagine your home’s electrical system is overloaded because you are running too many high-power appliances at once (representing high national debt and spending). Under normal safety rules, the circuit breaker would trip, shutting off the..

 

Monday, January 5, 2026

I believe the Federal Reserve should be independent in its analysis and decision-making. Monetary policy works best when it is based on data, not politics. I also believe that disagreement among Federal Reserve officials can be...

 

Monday, January 5, 2026

Imagine a household where the monthly bills exceed the income. To keep the lights on, the family must use a credit card just to pay the interest on their mortgage. This works temporarily to maintain a lifestyle, but eventually, the math

 

Wednesday, December 31, 2025

"Navigating the Collision of Structural Deficits and Speculative Mania" The silver market concluded 2025 with extraordinary volatility, trading in a chaotic range from ~$30/oz to brief highs exceeding $80/oz before settling near $72/oz....

 

Tuesday, December 23, 2025

Navigating the Hype Cycle in Artificial Intelligence As of late 2025, the Artificial Intelligence (AI) sector represents a complex duality for investors: it is simultaneously the most transformative technology of our generation and, by many

 

Monday, December 22, 2025

This commentary outlines the physical, mathematical, and financial characteristics that distinguish gold from other assets.As of December 22, 2025, the financial markets are exhibiting significant divergence. While the S&P 500 has...

 

Wednesday, December 10, 2025

The Framework: Understanding "Cyclical" vs. "Structural" At Keaney Financial Services Corp., we utilize our proprietary KFSC Macro Regime Model as an analytical tool to help filter out the day-to-day market noise. To successfully...

 

Tuesday, December 2, 2025

In 2025 markets were shaped by three big forces: (1) a dramatic run in precious metals — gold pushed to fresh all-time highs while silver saw extreme volatility; (2) a scramble over critical and rare-earth minerals; and (3) a U.S....

 

Monday, December 1, 2025

Why This Commentary Matters: Most financial news is like checking the weather: "Is it raining today? Will it be sunny tomorrow?" It helps you decide whether to bring an umbrella, but it doesn't indicate whether the seasons are changing...

 

Friday, November 21, 2025

The commentary provides Keaney Financial Services Corp.'s (KFSC) views and interpretations based on the latest available output from the proprietary KFSC Core Macro Regime Model as of November 21, 2025. Macroeconomic data releases have...

 

Thursday, November 13, 2025

At Keaney Financial Services Corp., we believe it's important to not only track the price of your investments but also to understand their real value over time. For example, an investor who put 100% of their money into the S&P 500 in...

 

Tuesday, November 11, 2025

In the high-stakes world of banking, where every dollar must serve multiple purposes—funding loans, hedging against economic downturns, and ensuring regulatory compliance—there's a quiet powerhouse that few outsiders know about...

 

Tuesday, November 11, 2025

What is a narrow market? Imagine the S&P 500 as a large racing sweep boat with 500 rowers. A healthy market might be characterized by most rowers pulling in unison. A narrow market, however, could be likened to a scenario where only a few "

 

Friday, October 31, 2025

Why the Recent Pullback Matters Gold has experienced a modest decline after reaching record highs earlier this year. For investors already holding gold, it’s natural to ask whether this movement represents a short-term pause or...

 

Thursday, October 30, 2025

In Part 1, we discussed how the world transitioned from a system where money was backed by gold to our current system, where money is backed by trust (fiat money)¹. We suggested that the old, straightforward advice to "buy and hold"...

 

Monday, October 27, 2025

The 2008 financial crisis provides a critical case study for all asset classes, including gold. While gold is widely regarded as a primary safe-haven asset, it experienced a sharp 30% correction during the most acute phase of the...

 

Wednesday, October 22, 2025

Over the last decade (October 2015 to October 2025), gold has been in a long-term bull market, rising from approximately $1,100 per ounce to over $4,300 per ounce, representing a gain of more than 290%. However, this significant...

 

Saturday, October 18, 2025

The U.S. financial markets are currently operating in a period of notable uncertainty due to a prolonged U.S. government shutdown, now in its third week (6). From our perspective at Keaney Financial Services Corp. (KFSC), this event...

 

Friday, October 17, 2025

The United States faces significant national security and economic vulnerabilities due to its near-total dependence on China for the processing and manufacturing of Rare Earth Elements (REEs)—critical materials essential for modern...

 

Sunday, October 5, 2025

Our analysis of the current macroeconomic environment continues to support a positive strategic outlook for gold, an assessment reinforced by the asset's recent rally to approximately $3,850 per ounce [1]. The year-to-date performance is on

 

Saturday, October 4, 2025

Our comprehensive analysis of the global macroeconomic landscape reveals an investment environment shaped by a powerful collision of long-term structural forces and pressing cyclical risks. Structurally, the global economy is anchored...

 

Tuesday, September 2, 2025

Ever been to a party or gathering and just when you’re having the most fun and the music is getting good, the lights come on? That’s kind of how I felt listening to the Federal Reserve Chair, Jerome Powell, last week at the Jackson...

 

Thursday, July 17, 2025

Understanding Recent Dollar Strength, Technical Consolidation, and the Rationale Behind Our Strategic Precious Metals Allocation In Our KFSC Risk Managed Portfolios Overview: Dollar Strength Creates Headwinds, Not Reversals As of July...

 

Tuesday, July 15, 2025

Transport yourself back in time to your 7th or 8th grade science classes; you’ll remember diving into the periodic table of elements. You have the Nonmetals, metals, transition metals, noble gases… and then, as if they almost got left...

 

Monday, July 14, 2025

In investing, people often prioritize risk mitigation to “market risk” or “volatility risk”. But in this rapid technological transformation, individual clients, institutions and governments face a greater threat, often overlooked and...

 

Monday, July 7, 2025

At Keaney Financial Services Corp, we aim to empower our clients by providing insightful education and timely analysis on the economic factors shaping their investments. In today's rapidly evolving macroeconomic landscape,...

 

Sunday, June 29, 2025

Global & U.S. Economic Snapshot – Mid‑2025  Our Take: As we learn to live with continued distortions caused by stimulus from fiscal and monetary policies, we are seeing never-ending increases in deficit spending and expansion of the U.S. N

 

Tuesday, May 13, 2025

“Why ‘Buying the Dip’ Could Be a Trap in Today’s Distorted Market” May 2025 | Keaney Financial Services Corp. Commentary Authored by our investment advisory team Speaking with a client about the markets and the economy, he asked, "If...

 

Friday, May 9, 2025

Why the Gold–Silver Ratio Signals a Silver Investment Opportunity in 2025 May 2025 | Keaney Financial Services Corp. Commentary Authored by our investment advisory team A Simple Explanation: What Is the Gold–Silver Ratio? The...

 

Friday, April 25, 2025

The saying goes like this: “follow the money”, at no point, anyone I know, in my lifetime has ever said “follow the stock market”.  To start, I must reference a few historical moments that morphed our monetary system into what we have...

 

Wednesday, November 20, 2024

On Thursday November 14, 2024, just after midnight, we said our last goodbye to our beloved Niner, our 17.7-year-old four-legged son. If you love your pet as much as we loved Niner, you can understand the immense pain we've been...

 

Friday, June 28, 2024

   Over the years, we've encountered a more than average number of individuals and families that require careful financial planning and advice specifically design for someone with Special Needs. I've talked to several advisors and agents...

 

Monday, November 20, 2023

       The consensus in news articles and elsewhere seems to be an adamancy to hype up a stock market rally. I’ve discussed the danger of falling for the narrative of soft landing for the past year, and...

 

Tuesday, October 3, 2023

“Stocks haven’t looked this unattractive since 2007”, reads the headline of a Wall Street Journal article from last April,¹ referring to the risk vs reward of owning equities over bonds. The sentiment will probably carry throughout at...

 

Tuesday, April 18, 2023

     I constantly remind clients that we must invest for and navigate the markets we’re given, not the markets we wish we had. I believe a very common mistake investors make is their failure to adapt their portfolio strategies to the...

 

Thursday, February 2, 2023

      Overoptimism can be as dangerous (or more) as over pessimism, that’s in a nutshell Jerome Powell’s message following the past FOMC meeting, where the Federal Reserve raised interest rates by 0.25 percentage points...

 

Wednesday, January 11, 2023

Even if you’re not currently in the market for a new work opportunity, you can’t ignore the continuous reports of near- term layoffs projected for this year. Rightfully so, as the labor force tends to be a leading indicator...

 

Tuesday, November 29, 2022

If it sounds too good to be true, it may still be true…except for cryptocurrency exchanges.By now you’re somewhat familiar with the name FTX and have heard of their recent insolvency. All due to highly speculative...

 

Wednesday, November 9, 2022

‘Tis the season to be jolly? Maybe. The Holiday season quickly approaches and with it comes a lot of typical seasonality elements. The stock market is not oblivious to that. In finance, seasonality of the markets is a technical analysis...

 

Tuesday, October 4, 2022

When the Federal Reserve Chair, Jerome Powell, insists that businesses and households will experience pain resulting from monetary tightening, you better believe him. What happened?

 

Wednesday, September 14, 2022

A bear market is defined as an extended period of price declines in the stock market. Textbooks will not give you an exact numerical measure for identifying a bear market, but we consider a 20% decline in...

 

Friday, September 9, 2022

I’m not attempting to give a course on GDP. But you may wonder, with such a simple definition, why do economists and politicians defer on our economic status relating to GDP? Are we, or are we not in a recession?

 

Friday, September 9, 2022

People ask why inflation is running rampant since the COVID – 19 started. With many causes to increases in prices and currency devaluation, politicians are quick to point fingers at whom or what causes this pain for citizens.

 

Tuesday, October 6, 2020

If we had a dime for every time we get asked about information on Long Term Care, their would probably be enough funds to pay for the National debt. If we got a dime for every time someone actually did something to cover the high cost...