Thursday, September 22, 2022
Medicare Part D is the prescription drug benefit for Medicare beneficiaries. Part D is also referred to as a Prescription Drug Plan (PDP). It helps cover the cost of outpatient prescription drugs.
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Thursday, September 22, 2022
Many of the employers I speak with have little to no experience in selecting health plans for their employees. Some are familiar with what medical plan’s co-payments and co-insurance are, but do not understand how they work.
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Wednesday, September 14, 2022
A bear market is defined as an extended period of price declines in the stock market. Textbooks will not give you an exact numerical measure for identifying a bear market, but we consider a 20% decline in...
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Wednesday, September 14, 2022
When it comes to insurance, everyone has a different opinion and use. What I like about an insurance plan can be completely different from what the employer feels makes a good plan. There are many different choices when selecting a plan.
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Wednesday, September 14, 2022
Medicare Part B is your medical insurance typically administered at a doctor's office or outpatient facility. What is it? It is government-mandated medical insurance. It’s intended to cover two types of services...
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Friday, September 9, 2022
People ask why inflation is running rampant since the COVID – 19 started. With many causes to increases in prices and currency devaluation, politicians are quick to point fingers at whom or what causes this pain for citizens.
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Friday, September 9, 2022
I’m not attempting to give a course on GDP. But you may wonder, with such a simple definition, why do economists and politicians defer on our economic status relating to GDP? Are we, or are we not in a recession?
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Friday, September 9, 2022
Congratulations, you’ve turned 65 and qualify for Medicare! Now what? The timeframe for enrolling in a Medicare plan is called the “enrollment period”. There are many different enrollment periods, but not all are relevant to you.
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Friday, September 9, 2022
Business owners offering to cover the cost of abortion procedures are also challenged with covering travel and lodge expenses for employees, when their headquarters is located within abortion-banned states.
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Tuesday, June 22, 2021
The reasons why your Social Security Disability claim will get denied are many and you should know prior to filling a claim. Know what to expect when you apply for benefits and that the social security administration denial will lead...
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Tuesday, June 22, 2021
Did you know a bad credit score can affect your insurance rate, increasing your premium payment and making it more expensive? But the truth is, even if you have a good credit score, the lack of payment history, long enough credit,...
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Tuesday, October 6, 2020
If we had a dime for every time we get asked about information on Long Term Care, their would probably be enough funds to pay for the National debt. If we got a dime for every time someone actually did something to cover the high cost...
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Thursday, October 1, 2020
Disability Income Insurance can be tax advantageous as a tax deduction if you have your policy through work or as a tax free benefit if you use your personal funds (or after tax dollars) to pay for it. With the help of your accountant...
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Thursday, October 1, 2020
I was reading on Lesser, Lesser, Landy, Smith law firm's website that every 7 seconds an injury in the workplace happens. And that more than 4.7mil workplace injuries occur every year in the US, resulting in 99mil workdays lost. Those...
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Tuesday, August 18, 2020
You can change the lives of so many with a profession in the Financial Services industry. But being a life insurance agent has it's particular rewarding moments. The impact and financial relief people get from receiving a Death...
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Thursday, July 16, 2020
Think about all the different types of insurances that you have. Do you personally know ALL your agents? Probably NOT. Life Insurance does NOT have to be a complex process. If you just need basic insurance coverage, watch this video...
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Thursday, July 9, 2020
Cody Merrill, personal trainer to physicians, dentists, athletes, executives (and pretty much anyone looking to improve their health and physique) on the Treasure Coast explains mistakes people make when exercising that can cause a...
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Wednesday, June 17, 2020
When you look for an insurance quote, you have many choices to make from: coverage amount, length of coverage time and what you actually want to insure (cars, houses, people, pets). It’s going to cost you something to protect...
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Tuesday, June 16, 2020
How do the rich get richer? Do the rich buy insurance? Yes! And in this video I give you 7 reasons why the wealthy buy insurance to build, grow, protect their wealth and avoid paying taxes.SUBSCRIBE to the Disability Insurance Queen's...
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Friday, May 29, 2020
Medicare Part A is your hospital insurance and is one part of Original Medicare. The other being Part B. Medicare Part A is coverage managed by the federal government. What is the cost? Most people get Part A for free, but some must...
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Tuesday, May 19, 2020
DISABILITY INSURANCE AND COVID-19 | How STRESS can lead to a Disability | Keaney Desk Talks Disability Insurance Queen 20 subscribers In the midst of the COVID-19 crisis, I did some research of how the current situation can lead to a...
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