When you look for an insurance quote, you have many choices to make from: coverage amount, length of coverage time and what you actually want to insure (cars, houses, people, pets). It’s going to cost you something to protect those things, which is called a “premium”. Insurance companies determine the premium amount based on a serial of BORING statistical data that helps them calculate and spread the risk they’re assuming.
While you don’t get to choose how a company monetarily quantifies the risk they’re taking on you, you can certainly choose how much it’s going to cost you. Want to know how? In this episode of Keaney Desk Talks, I’m going to give you tips that may help reduce the premium for different types of insurances.